Cheap Travel Insurance for Europe
While searching cheap travel insurance for Europe you will probably find information about the European Health Unsurance Card (EHIC), which is free of charge.
The European Health Insurance Card (EHIC) is the most cheap travel insurance for Europe, as it permits the holder to receive medical treatment in state run hospitals in any EU country plus Iceland, Norway. Liechtenstein, & Switzerland at the same cost as a local. The free service for EU citizens become free for you too.
You should get one (one for each person, including kids) and take it always with you, as it is important to present it as depending on where you need to be visited, they may not consider it if you don't have it with you.
You can have detailed information clicking on the European Commission website.
It is a valuable protection, but it doesn't mean you don't need a travel coverage. In Europe, many countries have a high standard public service, but it is not everywhere. You may need (or prefer) a private doctor or dentist that EHIC doesn't cover at all.
The Schengen visa applications work for Travel medical assurance, as stated on European Union Law: “…Applicants for a uniform visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Member States.
The insurance shall be valid throughout the territory of the Member States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30,000” (...)
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